Norwich Union Marine
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Cargo Insurance

Cargo is carried by many modes of transport, usually more than one in any one voyage (Sea, Air, River, Canal, Rail, Road and / or Post

So what is Cargo?

Everything we see about us, from raw materials to finished products, foodstuff, chemicals, minerals, steel, rubber, furniture, clothing, building materials, medical supplies and much more has been or will be a cargo at some stage of it's existence.

Manufacturing Companies, Suppliers, Wholesalers,/Selling Agents, Repairers, and Service Companies could all have a need for cargo insurance.

Cargo Insurance is often:

  1. forgotten or ignored (which means the cargo owner assumes the risk)
  2. arranged by the Suppliers or Buyers overseas
  3. not arranged because the Importer or Exporter believe that the Carrier's contractual conditions will compensate them for any loss/damage
  4. arranged by a Freight Forwarder on behalf of the Exporter

The following Extensions of cover are easily provided under a Cargo Policy:

Inland sendings
Temporary storage outside of ordinary transit.
Traveller's samples
Engineer's tools
Exhibitions in UK and Overseas
Inter-Factory movements.